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523 6th St, Allison, IA, 50602

4beds
1baths
1,250sqft
$105,900
$85price/sqft
$863/moest. monthly cost
$34,520/yrincome needed

About This Home

This 4-bedroom, 1.5-bath home in Allison is full of potential and ready for someone with a little vision to make it shine. The main floor offers a large bedroom, a full bathroom, and a designated laundry room, which is perfect for main-level living. You’ll also find a good-sized kitchen, which opens to a recently replaced deck, ideal for grilling or entertaining outdoors. Upstairs, you’ll find three additional bedrooms. One features a door leading to a tar-roof patio, and another includes its own private half bath. The true standout of this property is the impressive detached garage. Insulated and heated, it features three stalls of garage doors, two walkout doors, and plenty of space for vehicles, hobbies, or a workshop. Next to the garage is an additional one-stall shed, perfect for storing mowers, shovels, and tools while keeping the heated garage clutter-free. Outside, enjoy a partially fenced yard and an excellent location, just across the street from the courthouse and only a block from Main Street. While this home could use some love, the layout, garage space, and location make it a great opportunity to create your next home or investment.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
6/10
North Butler High SchoolGrades 7-129.9 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Aluminum Siding,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Vented Exhaust Fan
  • Laundry features: 1st Floor,Gas Dryer Hookup,Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Crawl Space,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Window Unit(s)

Interior Area

  • Total interior livable area: 1,250 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0625254001
  • Zoning: R-1
  • Special condition: Short Sale

Features

  • Patio & porch: Deck
  • Exterior features: Kennel
  • Fencing: Fenced

Lot

  • Lot size: 6,882 sqft
  • Features: Corner Lot
  • Lot size dimensions: 69x100

Parking

  • Total spaces: 3
  • Parking features: 1 Stall,3 or More Stalls,Detached Garage,Garage Door Opener,Heated Garage,Oversized,Wired,Workshop in Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $535$6,420
Home Insurance *$72$864
Property Taxes $135$1,620
Electricity $121$1,452
Total$863$10,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,588/yr
40% on housing$25,890/yr
45% on housing$23,013/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 50602$74
Butler County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 50602
Butler County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$111,900
2026-03-18Price change$116,900
2026-01-29Listed for sale$120,000
2022-07-15Sold$139,900
2022-05-25Pending sale$139,900
2022-05-12Listed for sale$139,900
2017-01-26Sold$71,500
2016-07-09Price change$70,000
2016-02-20Listed for sale$75,500
2015-12-01Listing removed$77,500
2015-08-23Listed for sale$77,500
2013-09-04Sold$57,500

For Sale by Agent

AgentDavid Kelm
BrokerageCentury 21 Signature Real Estate-Waverly

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