See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

405 2nd St, Griswold, IA, 51535

1beds
1baths
840sqft
$56,000
$67price/sqft
$502/moest. monthly cost
$20,080/yrincome needed

About This Home

Removed shingles and sheeting on roof. Installed new OSB board, and shingles 6/25. Replaced some siding on lower front and right side of house. This is a 1 Bed 1 Bath 1.5 story house. Bedroom on main floor. The 2nd floor can be used as storage. Seller installed New Furnace in 2022. New Electrical Box, Water Heater, and Pex water lines in 2019. All Measurements are Approximate.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

2/10
Griswold ElementaryGrades PK-50.5 mi
8/10

Construction

Condition

  • Year built: 1885

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 360008114001000

Features

  • Levels: One and One Half
  • Exterior features: None

Lot

  • Lot size: 4,800 sqft
  • Lot size dimensions: 40x120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $283$3,396
Home Insurance *$72$864
Property Taxes $26$312
Electricity $121$1,452
Total$502$6,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,211/yr
40% on housing$15,060/yr
45% on housing$13,386/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 51535$136
Cass County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 51535
Cass County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Listed for sale$59,900
2026-03-13Pending sale$59,900
2026-02-24Price change$59,900
2026-02-16Price change$66,500
2025-12-23Price change$65,500
2025-07-22Price change$66,500
2025-06-20Price change$67,500
2025-02-05Price change$59,900
2025-01-24Listed for sale$65,000
2014-11-26Sold$702

For Sale by Agent

AgentTerry O'Toole
BrokerageNP Dodge Real Estate - Council Bluffs

Similar Homes