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614 Main St, Lowden, IA, 52255

4beds
2baths
2,104sqft
$115,000
$55price/sqft
$952/moest. monthly cost
$38,080/yrincome needed

About This Home

Enjoy your morning coffee on the inviting front porch, or unwind in the privacy of the spacious back deck—perfect for relaxing or entertaining family and friends. Inside, the main-floor primary bedroom features a walk-in closet and convenient private half bath. The large kitchen offers abundant space for meal preparation and gathering, complete with a walk-in pantry for exceptional storage. Upstairs, you'll find three additional bedrooms along with a generously sized full bathroom, providing comfortable accommodations for family or guests. Outside, the oversized detached two-stall garage offers ample room for vehicles, tools, hobbies, and extra storage. This home is full of potential and ready for your personal updates and finishing touches. If you're looking for space, character, and the opportunity to build equity, this is the one.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
North Cedar High SchoolGrades 7-126.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Upper Level Primary
  • Finished area below ground: 0
  • Finished area above ground: 2,104

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,104 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 042008021300050

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 66 x 198

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$79$948
Property Taxes $136$1,632
Electricity $156$1,883
Total$952$11,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,640/yr
40% on housing$28,560/yr
45% on housing$25,386/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 52255$154
Cedar County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 52255
Cedar County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Listed for sale$115,000
2026-03-19Listing removed$125,000
2026-02-06Listed for sale$125,000
2026-01-29Listing removed$125,000
2025-12-02Price change$125,000
2025-08-08Price change$135,000
2025-07-10Listed for sale$145,000
2012-03-05Sold$75,000

For Sale by Agent

AgentEmily Robison
BrokeragePinnacle Realty LLC

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