225 W Park St, Spencer, IA, 51301
About This Home
This cozy 2 bedroom home is looking for its next owner to make it feel like home again. The interior is a blank slate for you to live out your interior designer dream. Call and schedule your showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Construction materials: Vinyl Siding,Frame/Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 576
Heating
- Heating features: None
Interior Area
- Total structure area: 576
- Total interior livable area: 576 sqft
Property
Details
- Parcel number: 963618112010
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 5,227 sqft
- Lot size dimensions: 44.00 x 122.00
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $136 | $1,632 |
| Home Insurance * | $29 | $348 |
| Property Taxes | $20 | $240 |
| Electricity | $121 | $1,452 |
| Total | $306 | $3,672 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $27,000 |
| 2023-05-01 | Listed for sale | $84,900 |
| 2014-11-10 | Sold | $22,000 |
For Sale by Agent
View on Zillow