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107 W Elm St, Strawberry Point, IA, 52076

3beds
2baths
1,824sqft
$217,000
$119price/sqft
$1,746/moest. monthly cost
$69,840/yrincome needed

About This Home

Best in it's class!!! You want original and unique? This 3 bedroom, 2 full bath home is calling your name! It is completely updated with lots of character. Main floor laundry, formal dining area with a custom designed fireplace and a spacious eat-in kitchen; all open concept! There is also a main floor office/formal sitting room/toy room, whatever you need it to be. The 3 bedrooms upstairs are all good-sized with a full upper level bathroom as well. Should we talk about outside.....let's do it! A fenced in back yard with a classy patio area and firepit are perfect for entertaining or simply relaxing. There is a heated and cooled 832 sq. ft. garage/shop too. Plus a single stall detached garage on the east side of the home. Pretty sure this home is for you so call TODAY and set up a private showing!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
6/10
Starmont Middle SchoolGrades 6-85.8 mi
6/10
Starmont High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave Built In,Free-Standing Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: 1st Floor,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Exterior Entry,Floor Drain,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry
  • Fireplace features: One,Gas
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,824 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 4122257006
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck,Patio,Screened
  • Fencing: Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped
  • Lot size dimensions: 67 x 166

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Detached Garage,Garage Door Opener,Heated Garage,Workshop in Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,097$13,164
Home Insurance *$246$2,952
Property Taxes $267$3,204
Electricity $136$1,632
Total$1,746$20,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,862/yr
40% on housing$52,380/yr
45% on housing$46,560/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 52076$99
Clayton County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 52076
Clayton County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$220,000
2025-03-28Sold$210,000
2025-02-18Pending sale$215,000
2025-02-08Listed for sale$215,000
2011-01-19Sold$91,000
2007-09-11Sold$65,000

For Sale by Agent

AgentCarol A Thomas-Schlee
BrokerageCentury 21 Signature Real Estate - Oelwein

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