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206 S 14th St, Denison, IA, 51442

2beds
2baths
1,084sqft
$190,500
$176price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

Don't miss out on this great ranch style home! Head into this home and soak in the natural light of the bay window in the living room as well as into the formal dining room with tons of room for entertaining. Make your way into the kitchen with tons of storage space. Head down the hallway and into the 3/4 bathroom and the 2 good size bedrooms. As you head downstairs utilize the main floor laundry, the wood deck, and the 1 car attached garage. Head down to the basement and use the full bathroom or living space that is finished. Updates include a new furnace in 2025 as well as central air in 2025. This one deserves a look! Call today for a personal tour.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
7/10
Denison Middle SchoolGrades 6-81.2 mi
4/10
Denison High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area above ground: 1,084
  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,084 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1311408002

Lot

  • Lot size: 4,400 sqft
  • Lot size dimensions: 80 x 55

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $963$11,556
Home Insurance *$203$2,436
Property Taxes $191$2,292
Electricity $121$1,452
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 51442$105
Crawford County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 51442
Crawford County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$194,900
2026-03-12Listed for sale$199,900
2018-09-28Listing removed$119,900
2018-08-01Price change$119,900
2018-07-20Listed for sale$124,900

For Sale by Agent

AgentJames Brown
BrokerageNeppl Real Estate

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