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616 Elk St, Sabula, IA, 52070

3beds
2baths
1,369sqft
$249,000
$182price/sqft
$1,776/moest. monthly cost
$71,040/yrincome needed

About This Home

Charm and Comfort!!! This beautifully updated and well cared for home is designed with entertaining in mind. Just a half block from Lake Sabula, the property offers lake views from multiple areas of the home. This charming 3-bedroom, 1.5-bath two-story cottage blends character with modern luxury. The fully remodeled kitchen is a homeowners dream, featuring premium ZLINE appliances, quartz countertops and luxury vinyl plank flooring!! Throughout the home, you'll find professionally refinished hardwood floors, beautiful pine ceilings, stylish fixtures and two enclosed porches that provide additional living space to enjoy year-round. Also Enjoy the great lake view from the upstairs bedroom and entertaining area. Outside is too good to be true, the sellers thought of it all with two spacious patio areas, a meticulously landscaped yard, and vibrant flower beds create the perfect setting for relaxing or hosting guests. As an added bonus, the seller is offering the custom outdoor kitchen everything you need to enjoy outdoor living at its finest.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
Miles Elementary CenterGrades PK-67.1 mi
3/10
Easton Valley High SchoolGrades 7-1211.6 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Rock
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher,Microwave,Washer,Dryer,Water Softener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: First
  • Area: 109.72
  • Dimensions: 8'4x13'2

Bedroom2

  • Level: Second
  • Area: 111.58
  • Dimensions: 13x8'7

Bedroom3

  • Level: Second
  • Area: 147.33
  • Dimensions: 11'4x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Area: 188.89
  • Dimensions: 14'2x13'4

Features

  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,369

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,369 sqft

Kitchen

  • Level: First
  • Area: 179.94
  • Dimensions: 13'8x13'2

Living Room

  • Level: First
  • Area: 148.42
  • Dimensions: 11'5x13

Property

Details

  • Parcel number: 902220301012000
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Walkout,Sidewalk
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$159$1,908
Property Taxes $237$2,844
Electricity $121$1,452
Total$1,776$21,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,891/yr
40% on housing$53,280/yr
45% on housing$47,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 52070$109
Jackson County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 52070
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$249,000
2026-07-07Listing removed$240,000
2026-06-26Price change$240,000
2026-06-05Price change$249,900
2026-02-25Listed for sale$255,000
2025-11-25Listing removed$255,000
2025-10-28Price change$255,000
2025-08-17Listed for sale$279,000
2025-08-15Listing removed$279,000
2025-07-09Listed for sale$279,000
2025-06-13Listing removed$295,000
2025-05-30Price change$295,000
2025-05-08Price change$305,000
2025-04-11Price change$339,000
2025-04-06Price change$369,000
2025-02-25Price change$379,000
2025-01-12Listed for sale$399,000
2023-04-14Sold$150,000
2023-03-13Pending sale$149,000
2023-03-13Contingent$149,000
2023-03-07Listed for sale$149,000
2020-03-21Listing removed$119,000
2019-10-20Listed for sale$119,000

For Sale by Agent

AgentSteve Nemmers
BrokerageNemmers Realty

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