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214 N Gilbert St, Iowa City, IA, 52245

3beds
1baths
1,304sqft
$305,280
$234price/sqft
$2,257/moest. monthly cost
$90,280/yrincome needed

About This Home

Nestled right near University of Iowa campus with covered parking for 2 vehicles(!!) this carming brick home blends timeless character with unmatched convenience. Summer kitchen/shed between garage and house. Extra space abounds with a flexible non conforming bedroom on the main level making it thee perfect space for an office, quiet study den or guest room. or storage. This residence features a bright layout, classic brick craftsmanship in a prime location! Tenants right apply, 24-hour notice required for showings. Buyers are encouraged to attend open houses.

Getting Around

93
WalkingWalker's Paradise
49
TransitSome Transit
85
BikeVery Bikeable

Schools

4/10
4/10
6/10
Iowa City High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop

Basement

  • Basement: Stone

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Area
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,304

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Property

Details

  • Parcel number: 1010165005
  • Zoning: commercial and residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: 40 x 90

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,543$18,516
Home Insurance *$130$1,560
Property Taxes $463$5,556
Electricity $121$1,452
Total$2,257$27,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,382/yr
40% on housing$67,710/yr
45% on housing$60,186/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 52245$194
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52245$179
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$305,280
2019-01-08Listing removed$1,125
2018-12-17Listed for rent$1,125

For Sale by Agent

AgentTrista Carlson
BrokerageEdge Realty Group

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