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302 W Court Ave, Winterset, IA, 50273

3beds
3baths
2,396sqft
$365,000
$152price/sqft
$2,824/moest. monthly cost
$112,960/yrincome needed

About This Home

Timeless charm meets thoughtful updates in this classic 2-story home built in 1890, ideally located on historic Court Ave just one block from the town square. Offering 2,396 square feet, 3 bedrooms, and 2.5 baths, this beautifully maintained home blends original character with modern functionality in all the right ways. The showstopping custom-designed kitchen is truly the heart of the home, featuring a 10' breakfast bar, appliance garage, abundant cabinetry, pantry cabinets with pull out drawers, and an incredible amount of storage that is rarely found in homes of this era. Original hardwood floors, beautiful original staircase, oversized windows, and generous natural light create a warm and inviting atmosphere throughout. Enjoy hosting gatherings in the formal dining room or relaxing in the family room while taking in views of the courthouse right from your windows. Additional highlights include a new roof, maintenance-free deck, oversized 3.5 car garage, and convenient outside access to the basement. The 3.5 car garage is also unexpected with homes of this era. There is extra shop space for the serious woodworker. Don't miss the original doorbell on the door near the staircase. Full of charm, space, and timeless appeal, this exceptional property offers the perfect blend of historic beauty and everyday comfort in one of Winterset's most desirable locations. 4th bedroom option on the 1st floor with a 3/4 bath. Updates include: new siding, windows and insulation.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Separate/Formal Dining Room
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,396
  • Total interior livable area: 2,396 sqft

Property

Details

  • Parcel number: 820000121010000
  • Zoning: Res

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$296$3,552
Property Taxes $505$6,060
Electricity $178$2,144
Total$2,824$33,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,822/yr
40% on housing$84,720/yr
45% on housing$75,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 50273$132
Madison County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 50273$161
Madison County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$365,000
2026-05-14Listed for sale$375,000
2013-09-07Listing removed$149,900
2013-07-31Price change$149,900
2013-06-29Price change$154,900
2013-03-08Listed for sale$159,900
2012-11-15Listing removed$169,900
2012-08-22Price change$169,900
2012-05-16Listed for sale$174,900

For Sale by Agent

AgentJennifer Stover
BrokerageMadison County Realty

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