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412 S Walnut St, Odebolt, IA, 51458

0beds
0baths
1,851sqft
$82,500
$45price/sqft
$689/moest. monthly cost
$27,560/yrincome needed

About This Home

3 bedroom 2 bathroom well maintained home within walking distance to OABCIG Community School K-8 building. Home features 2 bedrooms upstairs plus a bonus room and 1 bedroom on the main floor. Full unfinished basement with laundry. Updated panel box and 1 plus detached garage.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 1,851

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,851
  • Total interior livable area: 1,851 sqft

Property

Details

  • Parcel number: 811234103014
  • Lease amount: 0

Features

  • Stories: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Drought
Ice Storm
Strong Wind
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $417$5,004
Home Insurance *$35$420
Property Taxes $99$1,188
Electricity $138$1,656
Total$689$8,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,622/yr
40% on housing$20,670/yr
45% on housing$18,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 51458
Sac County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 51458
Sac County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$82,500
2026-06-10Contingent$90,000
2026-05-01Listed for sale$90,000

For Sale by Agent

AgentJade Carstensen
BrokerageSWANSON INSURANCE AND REAL ESTATE

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