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1133 190th St, Galva, IA, 51020

7beds
2baths
2,990sqft
$300,000
$100price/sqft
$2,085/moest. monthly cost
$83,400/yrincome needed

About This Home

Almost a 3 acre lot with 6 outbuildings and 3 fenced in areas for animals. Two wells 40ft and 417ft (installed 2012)deep and 3 hydrants. 1 is located inside chicken shed. Some have metal roofs/sides, others asphalt roof. Updated/new septic system 2024, heat pump replaced 7-2025 water softener owned. Small water softener has replaced inners 2026. House is 25x90 Two story part of house is older but from patio door and south was added on 2002 with 3BR, large family play room and bar. 1BR is 14x13 2BR’s 12x9 all with large closets. All 3 have closet organizers. Two story area has back porch, 1/2 bath with washer n dryer, basement door/stairs, nice size kitchen, large living room 22x25, 1BR main floor, Full bath with large vanity, cedar closet, upstairs has 3BR and storage. 2BR’s 9x6 1BR 9x12. Two story area has a full basement with two entry doors and new addition has 42” crawl space. Plenty of room for everyone

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Ridge View High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Block
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Heat pump,Other,Electric
  • Cooling features: Central,Geothermal

Interior Area

  • Total interior livable area: 2,990 sqft

Property

Details

  • Parcel number: 810417300005

Features

  • Exterior features: Other,Vinyl

Lot

  • Lot size: 3.11 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Drought
Ice Storm
Strong Wind
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$127$1,524
Property Taxes $219$2,628
Electricity $223$2,676
Total$2,085$25,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,485/yr
40% on housing$62,550/yr
45% on housing$55,600/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 51020$52
Sac County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 51020
Sac County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$300,000

For Sale by Owner

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