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625 Grand Ave, Story City, IA, 50248

5beds
3baths
2,921sqft
$467,000
$160price/sqft
$3,449/moest. monthly cost
$137,960/yrincome needed

About This Home

Some homes become landmarks in a community because of the way they have been cared for, admired, and remembered over time. This is one of those homes. A true Story City standout, 625 Grand Avenue blends timeless character with thoughtful updates that honor its original craftsmanship. Offering 5 bedrooms, 3 bathrooms, and a 3-car attached garage, this remarkable two-story home showcases rich hardwood floors, beautiful architectural details, two functional fireplaces, and extensive renovations that have enhanced the home's livability while carefully preserving the character that makes it so special. Upon entering from the front porch, you're welcomed by a stunning foyer and and elegant original staircase that immediately set the tone for the home. The main level offers a large formal dining room, additional sitting room space, and an expansive family room designed for gathering and entertaining. At the heart of the home is a spacious and thoughtfully designed kitchen featuring a large center island, abundant cabinetry, expansive countertop space, quality finishes, and all appliances included. Just off the garage entrance, a practical mudroom and drop zone create the perfect space for coats, shoes, backpacks, and everything that comes with everyday Iowa living. Upstairs, the primary suite serves as a private retreat with a soaking tub surrounded by windows, a beautifully tiled walk-in shower, and a relaxing atmosphere rarely found in homes of this era. Convenient second-floor laundry hookups are located near the bedrooms, while an additional laundry area in the basement offers added flexibility. The finished lower level provides even more living space with an additional bedroom and attached bathroom. Updated windows throughout the home provide abundant natural light while improving efficiency and comfort. Outside, the attention to detail continues. Enjoy mornings on the welcoming front porch or unwind on the covered rear deck featuring a beautiful cedar plank ceiling. Situated on a private 0.33-acre corner lot, the property offers mature landscaping, raspberry bushes, and plenty of outdoor space to enjoy. A newer roof and years of exceptional stewardship further contribute to the home's outstanding condition. Beautifully preserved, thoughtfully improved, and impeccably maintained, this is a rare opportunity to own one of Story City's most admired homes.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

10/10
7/10
8/10
Roland-Story High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block,Concrete Perimeter,Stone,Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Family Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Laminate,Hardwood,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Two
  • Fireplace: Yes
  • Finished area below ground: 455

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Heat Rcvry/Vent Sys
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,921
  • Total interior livable area: 2,921 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Office

  • Level: Main

Office

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 0112197320
  • Zoning: Res
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.33 Acres
  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,361$28,332
Home Insurance *$347$4,164
Property Taxes $524$6,288
Electricity $217$2,614
Total$3,449$41,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,251/yr
40% on housing$103,470/yr
45% on housing$91,973/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 50248$155
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50248$160
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$467,000
2026-06-16Listed for sale$477,000

For Sale by Agent

AgentReal Estate Team, Jennings
BrokerageRE/MAX REAL ESTATE CENTER

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