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1411 3rd St, Nevada, IA, 50201

2beds
2baths
1,164sqft
$267,900
$230price/sqft
$1,968/moest. monthly cost
$78,720/yrincome needed

About This Home

Solidly built brick ranch offering a functional layout, an absolutely gorgeous backyard and FOUR garage stalls! The main floor offers 2 bedrooms, 1 full bath, and main floor laundry. Entertain outdoors with the large backyard, pergola-covered deck, and mature landscaping! The standout feature is the oversized 2-car detached garage, offering plenty of room for vehicles, tools, a workshop, or recreational equipment. The full basement expands the living space with a spacious rec room, a non-conforming bedroom, a nook perfect for working from home or hobbies, a full bath, and additional storage. Major mechanical updates are complete: a new roof, gutters, and leaf guards on both the house and shed (2024); a new furnace and central air (2024), and a battery backup sump pump (2024). With a full brick exterior and great bones, this home is a blank slate ready for your personal style and finishing touches - only cosmetic updates are needed. Also, enjoy everything Nevada has to offer—from its welcoming small-town atmosphere, community parks and recreation, and vibrant local events to the convenience of being just minutes from Ames, Iowa State University, and easy access to Highway 30. This is the perfect opportunity to make a well-maintained home your own with just cosmetic touches!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

10/10
Central Elementary SchoolGrades PK-40.6 mi
7/10
Nevada Middle SchoolGrades 5-80.9 mi
4/10
Nevada High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Dining Area,Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Finished area below ground: 790

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,164
  • Total interior livable area: 1,164 sqft

Property

Details

  • Parcel number: 1106385140
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 8,398 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,354$16,248
Home Insurance *$201$2,412
Property Taxes $292$3,504
Electricity $121$1,452
Total$1,968$23,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,474/yr
40% on housing$59,040/yr
45% on housing$52,480/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 50201$178
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50201$171
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$267,900
2026-07-21Price change$267,900
2026-07-09Listed for sale$271,900

For Sale by Agent

AgentKris Gardner
BrokerageRE/MAX Concepts

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