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1318 3rd St, Nevada, IA, 50201

2beds
1baths
1,101sqft
$199,900
$182price/sqft
$1,503/moest. monthly cost
$60,120/yrincome needed

About This Home

Located just minutes from downtown dining, shops and entertainment, this beautifully updated home offers desirable features inside and out! From the moment you arrive, the excellent curb appeal, welcoming front porch, and concrete driveway make a lasting first impression. Step inside to find an updated interior featuring a functional drop zone, spacious living and dining areas filled with natural light, 2 comfortable bedrooms, and a full bathroom. The updated kitchen shines with fresh cabinetry, new countertops, and stainless steel appliances, creating a clean and modern feel throughout the heart of the home. Main floor laundry is conveniently located in the mudroom with direct access to the backyard and deck. Outside, the fully fenced backyard is ready for entertaining with a large deck, fire pit area, storage shed, and alley access leading to the oversized 2-car detached garage. The garage is truly a standout feature with both a heater and mini split A/C unit, making it the perfect year-round space for hobbies, storage, projects, or entertaining. Additional updates include a new furnace and central A/C in 2026, giving peace of mind for years to come. This move-in ready property is great for all stages of life with an unbeatable setup both inside and out!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
Central Elementary SchoolGrades PK-40.6 mi
7/10
Nevada Middle SchoolGrades 5-80.9 mi
5/10
Nevada High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Deep Freeze,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Sump Pump

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Window Treatments
  • Flooring: Vinyl,Laminate,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,101

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,101
  • Total interior livable area: 1,101 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 1106380540
  • Zoning: Residential
  • Special condition: Standard

Features

  • Fencing: Fenced

Lot

  • Lot size: 9,147 sqft
  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$150$1,800
Property Taxes $222$2,664
Electricity $121$1,452
Total$1,503$18,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,531/yr
40% on housing$45,090/yr
45% on housing$40,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 50201$180
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50201$171
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$209,900
2024-10-25Sold$184,000
2024-09-16Pending sale$185,000
2024-09-06Price change$185,000
2023-03-13Pending sale$169,900
2023-03-09Listed for sale$169,900
2020-09-04Sold$137,500
2020-07-06Pending sale$140,000
2020-07-02Listed for sale$140,000
2011-03-08Listing removed$90,000
2011-02-25Listed for sale$90,000
2010-04-07Sold$84,000

For Sale by Agent

AgentKatie Riedeman
BrokerageCENTURY 21 SIGNATURE-Ames

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