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105 Majestic Oak Cir, Huxley, IA, 50124

3beds
3baths
1,840sqft
$549,900
$299price/sqft
$3,957/moest. monthly cost
$158,280/yrincome needed

About This Home

It's all in the details! This beautiful custom walkout ranch home sits on 1.03 acres in the heart of the Ballard School District. Features include 3 bedrooms, 3 full bathrooms, main level master suite, main level laundry, incredible architectural design, hand carved woodwork, stained glass, ceramic tile, sunroom, fully finished basement, 3 decks, stone patio and coy pond, impeccable landscape, timbered privacy, and so much more! Give us a call today for more information or to schedule a private tour.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
East Elementary SchoolGrades 3-52.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Poured
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Raised Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Central Vacuum,Dining Area
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Vented
  • Fireplace: Yes
  • Finished area below ground: 1,330

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,840
  • Total interior livable area: 1,840 sqft

Property

Details

  • Parcel number: 1313375145
  • Zoning: res

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Deck,Patio,Storage

Lot

  • Lot size: 1.03 Acres
  • Features: Irregular Lot,Pond on Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$289$3,468
Property Taxes $751$9,012
Electricity $137$1,647
Total$3,957$47,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,668/yr
40% on housing$118,710/yr
45% on housing$105,520/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 50124$275
Story County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 50124$261
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$574,900
2026-04-30Price change$589,900
2026-04-17Listed for sale$599,900
2011-09-29Listing removed$345,000
2011-09-23Listed for sale$345,000
2006-09-22Sold$320,000

For Sale by Agent

AgentRog Wheeler
BrokerageCentury 21 Signature

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