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503 N Main Ave, Huxley, IA, 50124

3beds
2baths
856sqft
$265,000
$310price/sqft
$1,929/moest. monthly cost
$77,160/yrincome needed

About This Home

Providing over 1,400 sq ft of comfortable living space, this well-maintained split foyer home in Huxley offers 3 bedrooms and 2 bathrooms with an additional flex room in the lower level, easily adaptable for use as a fourth bedroom (has an egress window). Eye-catching curb appeal welcomes you in and the backyard provides a sense of charm and privacy as you relax out on your deck. There is plenty of storage in this beautiful home! All appliances included. Major exterior updates include front exterior door (2023); back exterior door (2024); front storm windows (2024); LP SmartSide, roof, leaf-guard gutters (2024). Ideally located near the Huxley splash pad, bike trails, parks, library and schools. Sellers request a two hour showing notice.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
East Elementary SchoolGrades 3-53.2 mi
10/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split-Foyer
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Area,Window Treatments
  • Flooring: Carpet,Tile
  • Finished area below ground: 771

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 856
  • Total interior livable area: 856 sqft

Property

Details

  • Parcel number: 1323415400
  • Zoning: R

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$139$1,668
Property Taxes $330$3,960
Electricity $121$1,452
Total$1,929$23,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,137/yr
40% on housing$57,870/yr
45% on housing$51,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 50124$288
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50124$261
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$265,000
2026-07-24Price change$272,000
2026-07-09Price change$279,000
2026-06-22Listed for sale$286,000
2008-10-10Sold$136,200
2007-10-19Sold$133,000

For Sale by Agent

AgentSharon Thompson
BrokerageHome Realty

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