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403 E 3rd St, Huxley, IA, 50124

2beds
1baths
937sqft
$180,000
$192price/sqft
$1,366/moest. monthly cost
$54,640/yrincome needed

About This Home

WELCOME HOME IN HUXLEY! This charming two-story home is a smart and inviting choice for first-time buyers, young professionals, or a small family looking for comfort, convenience, and value. Located near the Middle School and High School, this home makes everyday routines easy while keeping you close to the heart of town. Inside, natural light fills the living room, creating a warm space to relax, gather, or unwind. The eat-in kitchen features included appliances and a handy breakfast bar--perfect for quick meals, morning coffee, homework time, or casual entertaining. Upstairs, two bedrooms offer comfortable living options, including a spacious main bedroom with a skylight that adds character and brightness. The second bedroom works well as a child's room, guest space, nursery, or home office. The unfinished basement provides practical laundry and storage space, with the washer and dryer included. Outside, enjoy a manageable fenced yard with apple trees, offering room for pets, play, gardening, or weekend cookouts without overwhelming upkeep. A detached two-car garage adds excellent everyday value with secure parking and extra space for bikes, tools, hobbies, and seasonal storage. Affordable, welcoming, and full of possibility--this Huxley home is ready for its next chapter.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
East Elementary SchoolGrades 3-53.0 mi
10/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Tile,Block
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Skylight(s)
  • Flooring: Vinyl,Carpet

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 937
  • Total interior livable area: 937 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 1323492180
  • Zoning: RES
  • Special condition: Standard

Features

  • Fencing: Fenced

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 71 x 60

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$94$1,128
Property Taxes $241$2,892
Electricity $121$1,452
Total$1,366$16,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,834/yr
40% on housing$40,980/yr
45% on housing$36,426/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 50124$293
Story County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 50124$261
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$180,000
2019-07-31Sold$110,500
2019-05-28Pending sale$109,900
2019-05-21Listed for sale$109,900
2013-06-21Listing removed$800
2013-06-08Listed for rent$800
2012-08-10Listing removed$800
2012-08-03Listed for rent$800
2012-07-24Listing removed$104,000
2012-06-27Price change$104,000
2012-04-16Price change$105,000
2012-04-13Listed for sale$110,000
2007-06-19Sold$97,000

For Sale by Agent

AgentKevin Holmes
BrokerageWeichert, Realtors®-Miller & Clark Agency

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