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32511 580th Ave, Cambridge, IA, 50046

3beds
1baths
1,319sqft
$325,000
$246price/sqft
$2,491/moest. monthly cost
$99,640/yrincome needed

About This Home

This Cambridge area acreage at 32511 580th Ave offers a great opportunity for a first time acreage buyer, an investor or the buyer that wants to build a new home. This property is just one-third of a mile from a hard surface road (Hwy 210), making it VERY easy to get to and an easy commute to Ames, Ankeny or Des Moines. You'll find a brand new 60x60 machine shed with large overhead doors, electricity, finished and insulated on the inside on the property, which gives you plenty of space for storage or projects. The home itself was built in 1905 and has 3 bedrooms and 1 bathroom, 1,319 square feet above ground, sitting on just short of 2 acres..The home features a metal roof, a convenient layout and a new septic was installed last year. The opportunities are endless with this one and it sits within the desirable Ballard Community School District.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades 3-51.1 mi
10/10

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl,Hardwood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,119

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,319
  • Total interior livable area: 1,319 sqft

Property

Details

  • Parcel number: 1429200480
  • Zoning: A1 AG
  • Special condition: Standard

Lot

  • Lot size: 1 Acres
  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$246$2,952
Property Taxes $481$5,772
Electricity $121$1,452
Total$2,491$29,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,405/yr
40% on housing$74,730/yr
45% on housing$66,426/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 50046$172
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50046$190
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$325,000
2022-01-25Listing removed--
2020-12-30Pending sale$204,900
2020-12-28Listing removed--
2020-11-30Pending sale$204,900
2020-10-24Price change$204,900
2020-09-29Price change$209,900
2020-09-04Listed for sale$219,900
2013-10-18Sold$115,000
2013-07-04Listed for sale$139,900

For Sale by Agent

AgentBrandi B Nelson
BrokerageCENTURY 21 SIGNATURE-Ames

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