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1226 Truman Pl, Ames, IA, 50010

2beds
2baths
987sqft
$165,000
$167price/sqft
$1,195/moest. monthly cost
$47,800/yrincome needed

About This Home

Lovely, North Ames townhome with 2 bedrooms , 2 baths and 1 car garage. Enjoy everything this community has to offer with the swimming pool, club house and tennis courts plus the benefit of not worrying about lawn care, snow removal and exterior maintenance. Newer roofs and new exterior paint this month! Close to shopping, Cy-ride and local restaurants make this an ideal location. The main floor has a nice size living room, dining, kitchen and half bath. Upstairs are 2 generous bedrooms and a full bath. The primary bedroom has a huge walk-in closet and attached bath with a sink that connects to the full bath. The partially finished basement offers space for a rec room, plenty of storage or even a future 3rd bedroom and bath. With a front patio and back porch there is ample outdoor space to enjoy on summer evenings. Don't miss this home!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
85
BikeVery Bikeable

Schools

10/10
6/10
Ames Middle SchoolGrades 6-83.5 mi
7/10
Ames High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Construction materials: Fiber Cement Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Vinyl,Laminate,Carpet
  • Finished area below ground: 242
  • Finished area above ground: 483

Full Bathroom

  • Level: Upper

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 987
  • Total interior livable area: 987 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Rec Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0527450430
  • Zoning: F-PRD
  • Special condition: Standard

Features

  • Pool features: Association
  • Patio & porch: Patio

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$97$1,164
Property Taxes $143$1,716
Electricity $121$1,452
Total$1,195$14,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,971/yr
40% on housing$35,850/yr
45% on housing$31,866/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 50010$193
Story County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 50010$195
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$160,000
2026-07-15Listed for sale$165,000

For Sale by Agent

AgentLaaser-Webb Team
BrokerageRE/MAX REAL ESTATE CENTER

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