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3022 Beckley St, Ames, IA, 50010

5beds
4baths
3,334sqft
$489,000
$147price/sqft
$3,629/moest. monthly cost
$145,160/yrincome needed

About This Home

Welcome to this beautifully appointed 5-bedroom, 3.5-bath home nestled in the highly sought-after Northridge Heights neighborhood and within the acclaimed Gilbert School District. Offering over 3,300 square feet of thoughtfully designed living space, this residence strikes the perfect balance between everyday functionality and comfort. The main level features a flexible living area ideal for a formal dining room, home office, or den, allowing the layout to adapt seamlessly to your lifestyle. The expansive kitchen, highlighted by a center island, opens effortlessly to the adjoining family room—an inviting setting for both casual living and entertaining. Timeless details such as custom Graber plantation shutters elevate the home's overall aesthetic. Upstairs, all four generously sized bedrooms are conveniently located on one level, including an impressive primary suite featuring a tray ceiling, spa-inspired bathroom, and a spacious walk-in closet. The walk-out lower level offers exceptional potential for future finishing, providing an opportunity to further expand and personalize the home. Ideally located with grocery stores, shopping, and medical clinics just a short walk away, this home delivers everyday convenience without compromise. Recent updates—including a brand-new roof (2024), HVAC system (2021), and appliances.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

--
Gilbert Elementary SchoolGrades PK-23.1 mi
10/10
Gilbert Middle SchoolGrades 6-83.4 mi
9/10
Gilbert High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Partial Brick,Vinyl,Wood,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Tray Ceiling(s),Vaulted Ceiling(s),Kitchen Island
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 931
  • Finished area above ground: 2,403

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,334
  • Total interior livable area: 3,334 sqft

Property

Details

  • Parcel number: 0528142060
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres
  • Features: Less Than Half Acre,Level
  • Lot size dimensions: 10672

Parking

  • Total spaces: 3
  • Parking features: Guest,On Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$288$3,456
Property Taxes $621$7,452
Electricity $248$2,984
Total$3,629$43,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,422/yr
40% on housing$108,870/yr
45% on housing$96,773/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 50010$192
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50010$195
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$489,000
2026-01-09Listing removed$499,000
2025-10-10Price change$499,000
2025-09-27Listed for sale$505,000
2021-03-24Listing removed--
2015-07-31Sold$328,000
2015-06-10Price change$349,900
2015-05-16Price change$359,400
2015-03-16Listed for sale$364,900
2012-07-31Sold$280,000
2012-06-06Listed for sale$285,000
2011-10-25Listing removed$288,500
2011-08-04Listed for sale$288,500

For Sale by Agent

AgentThuy Nguyen
BrokerageReal Broker LLC

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