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3120 Roxboro Dr, Ames, IA, 50010

5beds
4baths
2,605sqft
$528,000
$203price/sqft
$3,887/moest. monthly cost
$155,480/yrincome needed

About This Home

Explore this pristine, ready-to-move-in residence boasting 4161 square feet of finished space, featuring 5 bedrooms, 4 baths, and a spacious 3-car garage. The main level offers a grand primary suite with steam sauna ready to enjoy, a convenient mudroom, a laundry room, a sun-filled den, a formal dining room off the foyer, a breakfast nook, a generously sized kitchen, and a classic living space. Enjoy the airy ambiance of the vaulted ceiling in the main living area, complemented by a gas fireplace, perfect for unwinding or hosting gatherings on a timeless solid wood flooring installed in 2023. Ascend to the upper level, where you'll find 2 bedrooms, a Jack and Jill bathroom, and a versatile bonus room ideal for use as an additional bedroom, hobby space, or entertainment room. The newly finished lower level presents a welcoming family room, a bedroom, a bath, and ample storage options. Nestled on a serene street, this home boasts exquisite landscaping and is conveniently situated near Somerset, Ada Hayden, and within the esteemed Gilbert school district.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

--
Gilbert Elementary SchoolGrades PK-23.2 mi
10/10
Gilbert Middle SchoolGrades 6-83.5 mi
9/10
Gilbert High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Other,Concrete Perimeter,Tile
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Sump Pump

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Den

  • Level: Main

Den

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Hardwood,Concrete,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,556

Full Bathroom

  • Level: Upper

Full Bathroom

  • Level: Main

Great Room

  • Level: Basement

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,605
  • Total interior livable area: 2,605 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0528170025
  • Zoning: R
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft
  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,669$32,028
Home Insurance *$312$3,744
Property Taxes $712$8,544
Electricity $194$2,331
Total$3,887$46,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,268/yr
40% on housing$116,610/yr
45% on housing$103,653/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 50010$190
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50010$195
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$546,000
2026-02-19Price change$552,000
2026-01-09Listed for sale$558,000
2024-11-08Listing removed$576,000
2024-10-01Price change$599,000
2024-08-31Price change$631,000
2024-08-22Price change$639,000
2024-08-01Price change$645,000
2024-05-13Listed for sale$658,000
2018-08-20Sold$429,000
2018-07-23Pending sale$444,000
2018-07-11Listed for sale$444,000

For Sale by Agent

AgentYassir Obeid
BrokerageRE/MAX REAL ESTATE CENTER

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