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206 Jensen St, Gilbert, IA, 50105

3beds
3baths
1,269sqft
$325,000
$256price/sqft
$2,352/moest. monthly cost
$94,080/yrincome needed

About This Home

DRY basement during these recent rains! 5 minutes from Ames in a prime Gilbert location within walking distance of all Gilbert schools with over 2080 finished square feet. This 3-bedroom, 3-bath home has an eat-in kitchen with center island, new glass tile backsplash in 2022, new range in 2020, and new refrigerator & microwave in 2023. The primary suite has lots of natural light, great closet space, and a completely updated bathroom with walk-in shower. Remodeled lower level with nice laundry room, updated bathroom, family/flex room, and radon mitigation system added in 2024. Several new windows plus new roof, siding, and gutters in 2023. Finished 2 car garage in 2021. Wooden deck overlooking backyard with updated landscaping and garden.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Gilbert Elementary SchoolGrades PK-20.1 mi
10/10
Gilbert Middle SchoolGrades 6-80.4 mi
9/10
Gilbert High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Basement

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Finished area above ground: 812

Full Bathroom

  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 1,269 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Basement

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Other

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0509270040
  • Zoning: Res
  • Special condition: Standard

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$177$2,124
Property Taxes $411$4,932
Electricity $121$1,452
Total$2,352$28,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,640/yr
40% on housing$70,560/yr
45% on housing$62,720/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 50105$315
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50105$198
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$325,000
2026-06-15Listed for sale$339,900
2020-11-03Sold$225,000
2020-09-08Pending sale$230,000
2020-09-04Listed for sale$230,000
2019-03-20Sold$196,645
2019-01-18Price change$200,000
2018-12-01Price change$207,000
2018-11-01Price change$210,000
2018-09-12Price change$216,500
2018-08-23Listed for sale$219,000

For Sale by Agent

AgentMolly Neal-Wong
BrokerageRE/MAX Concepts-Ames

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