1225 Harding Ave, Ames, IA, 50010
About This Home
This centrally located Cape Cod home features 5 BR's, 1.5 baths and a detached garage with a 16' X 16' heated workshop/game room. On the main level you'll find a spacious living and dining room, 1/2 bath, bedroom and galley kitchen with quality oak cabinets, new extra deep stainless sink with easy access to the backyard. The upper level has three bedrooms and a full bath. The lower level features two egressed windows; the large front room could be used as a 5th bedroom or extra family room. There is a large storage room and utility room which also contains the laundry machines. Outside you'll enjoy the ample perennials and landscaping and the garage with heated workshop!
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1947
Materials
- Foundation: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Sump Pump
Bedroom
- Level: Main
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Features
- Window features: Window Treatments
- Flooring: Vinyl,Laminate,Carpet
- Finished area below ground: 260
- Finished area above ground: 728
Full Bathroom
- Level: Upper
Half Bathroom
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,383
- Total interior livable area: 1,383 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 0903228020
- Zoning: Res
- Special condition: Standard
Lot
- Lot size: 6,098 sqft
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $313 | $3,756 |
| Electricity | $121 | $1,452 |
| Total | $1,901 | $22,812 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $255,000 |
| 2026-07-20 | Price change | $260,000 |
| 2026-07-10 | Price change | $267,500 |
| 2024-10-22 | Listed for sale | $265,000 |
| 2023-08-25 | Sold | $249,900 |
| 2023-07-21 | Pending sale | $249,900 |
| 2023-07-20 | Price change | $249,900 |
| 2023-07-17 | Price change | $265,000 |
| 2023-07-10 | Price change | $275,000 |
| 2023-06-26 | Price change | $285,000 |
| 2023-05-17 | Price change | $299,900 |
| 2023-05-02 | Listed for sale | $312,000 |
| 2020-12-07 | Sold | $206,000 |
| 2020-09-21 | Price change | $208,000 |
| 2020-08-22 | Listed for sale | $212,500 |
| 2017-11-03 | Sold | $193,000 |
| 2017-08-18 | Listed for sale | $199,900 |
View on Zillow