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3023 Woodland St, Ames, IA, 50014

3beds
2baths
1,324sqft
$289,000
$218price/sqft
$1,981/moest. monthly cost
$79,240/yrincome needed

About This Home

Don't miss this charming 3-bedroom, 2-bath home in a prime Ames location just minutes from Iowa State University. Nestled on a beautiful wooded 0.27-acre lot, this home offers a rare combination of privacy and convenience. Inside you'll find over 1,700 square feet of finished living space, featuring hardwood floors, a spacious living room, formal dining area, and a functional kitchen with all appliances included. The finished walk-out lower level provides additional living space, perfect for a family room, home office, or recreation area. Step outside and enjoy the peaceful setting from the large deck overlooking the wooded backyard or relax on the upper-level balcony. A 2-car attached garage completes this fantastic property. Whether you're looking for a place to call home or an investment just minutes from campus, this one is a must-see!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

8/10
6/10
Ames Middle SchoolGrades 6-81.1 mi
7/10
Ames High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Tile
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Vinyl,Hardwood,Concrete,Carpet
  • Finished area below ground: 382
  • Finished area above ground: 662

Full Bathroom

  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,324
  • Total interior livable area: 1,324 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0904301330
  • Zoning: Residential
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.27 Acres
  • Features: Level
  • Lot size dimensions: 60 x 198

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$132$1,584
Property Taxes $267$3,204
Electricity $121$1,452
Total$1,981$23,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,920/yr
40% on housing$59,430/yr
45% on housing$52,826/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 50014$238
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50014$189
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$275,000
2026-07-14Listed for sale$289,000

For Sale by Agent

AgentAndrew Chaplin
BrokerageHunziker & Assoc.-Ames

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