See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

309 Colorado Cir, Ames, IA, 50014

3beds
1baths
943sqft
$215,000
$228price/sqft
$1,491/moest. monthly cost
$59,640/yrincome needed

About This Home

Whether you're looking for a smart investment opportunity or the perfect place to call home while attending college in Ames, this move-in-ready gem checks all the boxes! This charming 3-bedroom, 1-bath home features beautiful hardwood floors, fresh interior paint, and a large kitchen and bathroom that blend modern convenience with timeless character. Major updates provide peace of mind, including a new roof (2018) and a new furnace, central air conditioner, and water heater (2024), making this home as practical as it is inviting. Step outside to enjoy a fantastic backyard--ideal for entertaining, relaxing, or creating your own outdoor retreat. Located in a prime location close to shopping, dining, parks, campus, and everything Ames has to offer, you'll love the convenience of being close to everywhere you want to be. Whether you're expanding your investment portfolio or searching for an affordable, low-maintenance home in a highly desirable location, this property is one you won't want to miss!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

8/10
6/10
Ames Middle SchoolGrades 6-80.9 mi
7/10
Ames High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood
  • Finished area above ground: 943

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 943
  • Total interior livable area: 943 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0905475520
  • Zoning: RL
  • Special condition: Standard

Lot

  • Lot size: 0.26 Acres
  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$98$1,176
Property Taxes $185$2,220
Electricity $121$1,452
Total$1,491$17,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,120/yr
40% on housing$44,730/yr
45% on housing$39,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 50014$239
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50014$189
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$215,000
2026-07-26Listed for sale$225,000
2007-08-15Sold$80,000

For Sale by Agent

AgentHeather Knittel Team
BrokerageRE/MAX REAL ESTATE CENTER

Similar Homes