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909 Idaho Ave, Ames, IA, 50014

5beds
4baths
2,150sqft
$488,500
$227price/sqft
$3,336/moest. monthly cost
$133,440/yrincome needed

About This Home

Tucked into a tree lined setting in West Ames, this beautifully maintained 5 bedroom, 4 bath split level home offers space, comfort, and character across five distinct levels. The kitchen and dining area sit at an elevated vantage point overlooking the entrance and living room. The entry features a skylight, new luxury vinyl flooring, and a new storm door. Fresh paint, updated fixtures, and new appliances including a refrigerator, induction range, and microwave, make this home move-in ready. The main floor family room features a new Mendota gas fireplace that provides heat. A wet bar makes this area ideal for entertaining and everyday living. Upstairs the primary bedroom enjoys a peaceful, forest-like backdrop of mature trees. A two level deck overlooks a fenced, wooded backyard that feels like a private escape. Brand new windows, sliding doors, and blinds on the main floor and upper level promise energy efficiency for years to come. The finished lower level adds two bedrooms, a rec room, and a den which is perfect for guests or a home office. The three car garage with new garage door openers completes the house. Located in Spring Valley with a minimal HOA fee and just minutes from an elementary school. The assessor lists this as a two story home, but it is a unique 5 level split design. Square footage is according to city assessor and sellers do not warrant.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
6/10
Ames Middle SchoolGrades 6-81.3 mi
7/10
Ames High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block,Tile
  • Construction materials: Fiber Cement Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Wet Bar,Ceiling Fan(s)
  • Window features: Window Treatments,Skylight(s)
  • Flooring: Luxury Vinyl,Hardwood,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,126
  • Finished area above ground: 1,508

Full Bathroom

  • Level: Upper

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,150
  • Total interior livable area: 2,150 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Other

  • Level: Basement

Rec Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0906403130
  • Zoning: Residential
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,470$29,640
Home Insurance *$223$2,676
Property Taxes $483$5,796
Electricity $160$1,924
Total$3,336$40,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,377/yr
40% on housing$100,080/yr
45% on housing$88,960/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 50014$236
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50014$189
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$488,500
2026-06-15Price change$498,500
2026-06-03Listed for sale$509,500
2023-06-12Sold$425,000
2023-03-14Pending sale$445,000
2023-02-16Listed for sale$445,000
2022-11-04Listing removed--
2022-10-26Price change$435,000
2022-10-10Price change$440,000
2022-08-25Listed for sale$450,000

For Sale by Agent

AgentKathy Thompson
BrokerageHunziker & Assoc.-Ames

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