419 N Birch St, Ottumwa, IA, 52501
About This Home
Spacious and inviting 5-bedroom home offering room for everyone! This property features many updates with a bright, expansive living room and a formal dining area, perfect for everyday living and entertaining. You’ll appreciate the abundance of natural light throughout, along with durable ceramic tile flooring and a beautifully finished ceramic tile shower. The walk-out basement adds additional versatility and extra living space, while the detached 2-car garage provides ample storage and convenience. Exterior highlights include a classic combination of brick and vinyl siding for both charm and low maintenance. Ideally located within walking distance to the high school and numerous amenities, this home offers both comfort and convenience. A fantastic opportunity for a growing or large family looking for space, functionality, and a great location!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 350
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,635 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 007410120048000
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 50 x 140
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $229 | $2,748 |
| Electricity | $121 | $1,463 |
| Total | $1,329 | $15,948 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $165,000 |
| 2026-04-03 | Listed for sale | $170,000 |
| 2007-02-26 | Sold | $72,000 |
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