See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2821 S Cornelia St, Sioux City, IA, 51106

1beds
1baths
504sqft
$43,000
$85price/sqft
$424/moest. monthly cost
$16,960/yrincome needed

About This Home

Opportunity awaits with this fixer-upper located in the desirable Morningside area of Sioux City. Built in 1935, this one-bedroom, one-bath home sits on a 0.16-acre lot and offers 504 square feet of potential. Whether you’re looking for your next flip project or rental property, this home provides a chance to build equity through renovation and improvements. Seller has already put in foundation wall in basement. Bring your ideas and unlock the potential this Morningside property has to offer! Property has been stripped down to the studs, no fixtures or appliances. It is being sold as-is, please watch your step and bring a flashlight.

Getting Around

16
WalkingCar-Dependent
19
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

5/10
Morningside ElementaryGrades PK-50.4 mi
7/10
East Middle SchoolGrades 6-81.4 mi
5/10
East High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1935

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 504

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: None

Interior Area

  • Total structure area: 504
  • Total interior livable area: 504 sqft

Property

Details

  • Parcel number: 884706357014
  • Zoning: RES
  • Zoning description: RES

Lot

  • Lot size: 6,969 sqft
  • Features: Level

Parking

  • Parking features: No Garage,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $217$2,604
Home Insurance *$33$396
Property Taxes $53$636
Electricity $121$1,452
Total$424$5,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,537/yr
40% on housing$12,720/yr
45% on housing$11,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$153
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$38,000
2026-07-14Price change$43,000
2026-06-24Listed for sale$49,000
2024-08-01Sold$40,000

For Sale by Agent

AgentScott Delperdang
BrokerageBerkshire Hathaway HomeServices Midwest Realty

Similar Homes