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4037 Manchester St, Sioux City, IA, 51103

3beds
2baths
1,488sqft
$349,999
$235price/sqft
$2,659/moest. monthly cost
$106,360/yrincome needed

About This Home

Welcome to the beautiful Woodbury Heights! This well-maintained ranch home offers comfort, space, and thoughtful updates throughout. Featuring 3 bedrooms, 2 full bathrooms, and an open-concept layout, this home is designed for easy everyday living and entertaining. Enjoy a spacious kitchen, inviting living and dining areas, main-floor laundry, and a private primary suite complete with large walk-in closet and full bath. Appliances stay, making your move even easier. The insulated basement includes a storage room and offers excellent potential to add an additional bedroom and bathroom. Step outside to the backyard patio with walkout access—perfect for relaxing or hosting guests. Additional highlights include newer water heater (2 years old), window treatments, cameras, a radon mitigation system and wood deck. Original owner since home was built in 2007. A fantastic opportunity in a desirable neighborhood—don’t miss your chance to call Woodbury Heights home!

Getting Around

17
WalkingCar-Dependent
22
TransitMinimal Transit
6
BikeSomewhat Bikeable

Schools

5/10
Loess Hills ElementaryGrades PK-50.9 mi
5/10
West Middle SchoolGrades 6-80.8 mi
3/10
West High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master Bath,Master WI Closet,Kitchen Island
  • Finished area below ground: 0
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: 894825129017
  • Exclusions: Networking equipment (negotiable)

Features

  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 10,454 sqft
  • Features: Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$317$3,804
Property Taxes $452$5,424
Electricity $121$1,452
Total$2,659$31,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,165/yr
40% on housing$79,770/yr
45% on housing$70,906/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 51103$107
Woodbury County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 51103$121
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$365,000
2026-05-01Listed for sale$380,000
2007-07-18Sold$10,000

For Sale by Agent

AgentChristine Stultz
BrokerageCentury 21 ProLink

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