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1315 Gate Post Ln, Charlottesville, VA, 22901

3beds
3baths
1,850sqft
$415,000
$224price/sqft
$2,687/moest. monthly cost
$107,480/yrincome needed

About This Home

Priced below Assessment and located in the highly sought-after Highland's neighborhood, this beautifully maintained brick home with tons of natural light is move-in ready and waiting for its next chapter! A charming brick exterior with beautiful stained, double door and aggregate walkway create a welcoming approach to the side entrance. The attached garage provides shelving for added convenience. Inside, the first-floor primary suite offers both comfort and accessibility, featuring an elegant, coffered ceiling, double vanity, a walk-in shower and accessible spa jetted tub. The well-appointed kitchen showcases rich hardwood cabinetry and durable LVP flooring, blending style and functionality. The inviting and bright living room centers around a cozy gas fireplace and opens to the backyard through classic French doors. The backyard with aggregate patio and fully fenced in 2020, offers privacy and a perfect setting for relaxing or entertaining. With its exceptional location, quality craftsmanship, and thoughtful upgrades, this Highlands gem won’t last long. Schedule your showing today! Please park in the cul-de-sac rather than in the neighbor’s driveway.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

5/10
Crozet Elementary SchoolGrades PK-52.0 mi
7/10
9/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick,Stick Built

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave,Refrigerator

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Primary Downstairs
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,850
  • Common walls with other units/homes: End Unit

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,102
  • Total interior livable area: 1,850 sqft

Property

Details

  • Parcel number: 57A 2B 22
  • Attached to another structure: Yes
  • Zoning description: R-1 Residential

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Privacy,Fenced

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$76$912
Property Taxes $311$3,732
Electricity $202$2,433
Total$2,687$32,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,125/yr
40% on housing$80,610/yr
45% on housing$71,653/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 22901$229
Albemarle County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 22901$302
Albemarle County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$449,999
2026-03-11Listed for sale$467,000
2019-08-19Sold$310,000
2019-04-23Price change$329,900
2019-03-15Price change$339,900
2018-11-01Price change$349,900
2018-09-29Price change$354,900
2018-08-14Listed for sale$365,000
2018-07-14Listing removed$1,675
2018-05-18Listed for rent$1,675

For Sale by Agent

AgentBETH ANN BOONE
BrokerageHOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS

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