7 Bolling Cir, Palmyra, VA, 22963
About This Home
Experience exceptional lakefront living at 7 Bolling Circle, with nearly 100 feet of waterfront sets the stage for a truly remarkable home. This move-in ready home offers 5 bedrooms, 4 full baths, and approx 4,800 finished square feet designed for both everyday comfort and effortless entertaining. Inside, you will find expansive living and gathering spaces filled with natural lights, complemented by a gourmet kitchen featuring granite countertops, perfect for hosting family and friends. Multiple flex spaces include to dedicated home offices, ideal for today's work-from-home lifestyle, as well as a private wine cellar for the wine enthusiast. The home is thoughtfully equipped with an elevator for convenient access to all levels, along with a walk-out lower level. Enjoy peaceful mornings and relaxing evenings from the screened porch overlooking the water or head down to your private dock for boating and lakeside enjoyment. Additional highlights include a spacious two-car garage, a workshop for hobbies or storage, and a well-designed layout that blends functionality with luxury. Whether you are seeking a full-time residence or a waterfront retreat, this property delivers the ultimate Lake Monticello lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Block
- Construction materials: Stick Built
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Dryer,Washer
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Interior Entry,Partially Finished,Walk-Out Access
Bathroom
- Level: First
Bathroom
- Level: Second
Bathroom
- Level: Basement
Bedroom
- Level: First
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 3
Breakfast Room Nook
- Level: First
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Primary Downstairs,Breakfast Bar,Breakfast Area,Entrance Foyer,Home Office
- Finished area below ground: 1,658
- Finished area above ground: 3,143
Foyer
- Level: First
Heating & Cooling
- Heating features: Central,Forced Air,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 5,407
- Total interior livable area: 4,801 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Office
- Level: Basement
Other
- Level: Basement
Property
Details
- Parcel number: 116
- Zoning description: R-4 Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Screened
- Exterior features: Porch
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 0.30 Acres
- Features: Open Lot,Waterfront
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Front,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance * | $386 | $4,632 |
| Property Taxes | $749 | $8,988 |
| Electricity | $462 | $5,549 |
| Total | $6,906 | $82,872 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $1,050,000 |
| 2021-06-14 | Sold | $700,000 |
| 2021-03-19 | Pending sale | $728,500 |
| 2021-02-26 | Listed for sale | $728,500 |
| 2012-04-25 | Sold | $539,000 |
| 2005-10-14 | Sold | $160,000 |
For Sale by Agent
View on Zillow