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127 Shumard Ct, Stephens City, VA, 22655

2beds
2baths
1,435sqft
$378,800
$264price/sqft
$2,379/moest. monthly cost
$95,160/yrincome needed

About This Home

Easy living has never looked so inviting. Welcome to this beautifully maintained one-level home in Autumn Glen, where comfort, convenience, and low-maintenance living come together. With two spacious bedrooms, two full baths, and an open ranch-style floor plan, this home offers the freedom to enjoy life without the upkeep. Seller is offering $5000 credit towards roof replacement. Step inside to soaring ceilings, abundant natural light, and an airy living room centered around a cozy fireplace—perfect for quiet evenings or gathering with family and friends. The open layout flows effortlessly into the dining area and kitchen, creating a warm, welcoming space for everyday living. The generous primary suite provides a peaceful retreat with a private bathroom, while the second bedroom offers flexibility for guests, hobbies, or a home office. Outside, you'll appreciate all the benefits of Autumn Glen living. The HOA takes care of lawn mowing, road maintenance, snow removal, and trash service, giving you more time to travel, visit family, or simply relax at home. Whether you're looking to downsize, simplify, or enjoy the ease of one-level living, this home offers the perfect balance of comfort, space, and convenience. Ideally located just minutes from shopping, dining, medical facilities, and commuter routes, you'll enjoy a peaceful neighborhood without sacrificing accessibility. Come discover why this charming home is the perfect place to begin your next chapter.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Armel Elementary SchoolGrades PK-51.8 mi
4/10
4/10
Sherando High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Washer,Ice Maker,Refrigerator,Oven/Range - Gas,Stainless Steel Appliance(s),Water Heater,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Combination Kitchen/Dining,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Walk-In Closet(s),Primary Bath(s),Vaulted Ceiling(s)
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Screen,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,435

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,435
  • Total interior livable area: 1,435 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,No Stairs

Details

  • Parcel number: 75L3490
  • Attached to another structure: Yes
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Board,Back Yard

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,915$22,980
Home Insurance *$104$1,248
Property Taxes $158$1,896
Electricity $202$2,433
Total$2,379$28,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,565/yr
40% on housing$71,370/yr
45% on housing$63,440/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 22655$179
Frederick County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 22655$194
Frederick County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$378,800
2026-08-04Price change$378,800
2026-07-23Listed for sale$378,900
2012-06-08Sold$189,900
2012-05-11Price change$189,900
2012-02-17Listed for sale$199,900
2009-06-25Sold$180,000
2005-06-10Sold$273,845

For Sale by Agent

AgentHolly Goode
BrokerageKeller Williams Realty/Lee Beaver & Assoc.

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