181 Ridings Mill Rd, Stephens City, VA, 22655
About This Home
Set on just under 5 private, tree lined acres, this exceptional home offers space, flexibility, and a layout designed for both everyday living and multi-generational needs. A welcoming front porch leads into a beautifully designed interior featuring a stunning two-story family room filled with natural light and overlooking views from the upper level. The main level offers a spacious primary suite complete with an updated bath, creating a comfortable and convenient retreat. You’ll also find a dedicated home office, formal and casual living spaces, and a bright breakfast room as well as a covered porch with a patio in the back, perfect for morning/evening gatherings. Upstairs, two generously sized bedrooms each feature their own private full baths, along with a large bonus room, ideal for a media room, playroom, or additional living space in place of a basement. An open sitting area overlooks the family room below, adding to the home’s airy and connected feel. One of the standout features is the full in-law suite, thoughtfully designed with its own private front entrance and an entrance via an enclosed hallway from the main house. This space includes two bedrooms, two full baths, a full kitchen, living room, and laundry, perfect for extended family, guests, or potential rental use. Car enthusiasts or those needing extra storage will appreciate the extensive garage space, including an attached 3 car garage, a separate 1 car garage for the in-law suite, and an additional detached 3 car garage. Surrounded by mature trees for added privacy, this property offers the perfect blend of peaceful country living with room to grow, gather, and entertain.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2007
Materials
- Foundation: Permanent
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Oven/Range - Electric,Refrigerator,Ice Maker,Range Hood,Washer,Water Heater,Double Oven,Electric Water Heater
- Laundry features: Main Level,Laundry Room
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 4
- Main level bedrooms: 3
Bonus Room
- Level: Upper
Breakfast Room
- Level: Main
Breakfast Room
- Level: Main
Dining Room
- Level: Main
Features
- 2nd Kitchen,Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Chair Railings,Crown Molding,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Gourmet,Primary Bath(s),Walk-In Closet(s)
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,830
Heating & Cooling
- Heating features: Heat Pump,Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,830
- Total interior livable area: 4,830 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Laundry
- Level: Main
Office
- Level: Main
Other
- Level: Main
Other
- Level: Main
Other
- Level: Main
Other
- Level: Upper
Other
- Level: Upper
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 85A10J
- Zoning: RA
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Patio,Roof
- Has spa: Yes
- Spa features: Bath
- Frontage type: Road Frontage
Lot
- Lot size: 4.83 Acres
- Features: Backs to Trees,Front Yard,Landscaped,Wooded,Private,Rear Yard
Parking
- Total spaces: 7
- Parking features: Garage Faces Side,Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Detached
- Has garage: Yes
- Attached garage spaces: 7
- Covered spaces: 7
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $418 | $5,016 |
| Electricity | $465 | $5,582 |
| Total | $6,214 | $74,568 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $1,150,000 |
| 2023-06-26 | Sold | $870,000 |
| 2023-06-14 | Pending sale | $775,000 |
| 2023-06-09 | Listed for sale | $775,000 |
| 2018-10-03 | Listing removed | $599,500 |
| 2018-09-08 | Price change | $599,500 |
| 2018-08-23 | Price change | $599,900 |
| 2018-05-31 | Listed for sale | $629,500 |
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