5323 Clay Bank Rd, Gloucester, VA, 23061
About This Home
Diamond in the Rough. Bring your hammers and your saws to finish this 1632 sqft. Ranch. Many of the items needed to finish the project are onsite including water heater, some windows, insulation- approx 80%, vanities, lights and ceiling fans. Many new windows have been installed. New electric panel box and electric roughed in. Subflooring has been replaced. New French Door and deck/steps. Tubs in place. This is an AS IS Cash Sale only. When finished you will have a great location in Mid Country Gloucester. Come and Finish this Project and make this your NextHome today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Pantry
- Flooring: Other
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total interior livable area: 1,632 sqft
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 11105
- Zoning: SC-1
Features
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Fencing: None
- Waterfront features: Not Waterfront
Lot
- Lot size: 0.51 Acres
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Drought
- Hurricane
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $80 | $960 |
| Electricity | $202 | $2,433 |
| Total | $1,189 | $14,268 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow