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7581 Granny Valley Rd, Gloucester, VA, 23061

3beds
3baths
2,610sqft
$399,000
$153price/sqft
$2,651/moest. monthly cost
$106,040/yrincome needed

About This Home

Not every property is about what's already been done—some are about what's possible. Hidden among 14 peaceful acres in Gloucester County sits the kind of property that's becoming increasingly difficult to find. Long before subdivisions became the norm, homes like this were built with room to breathe, space to work, and land to enjoy. Today, that opportunity is yours to bring back to life. The home offers over 2,600 square feet with 3 bedrooms and 2.5 bathrooms, ready for someone with vision to restore it into a beautiful country retreat. Yes, it needs a complete renovation—but the big-ticket systems are already done: the roof is just 5 years old, the whole-home generator is under 10 years old, the 2-zone HVAC is under 7 yrs old. Instead of paying a premium for someone else's choices, you'll design every room exactly the way you want it. Working remotely? 5G wireless and Starlink internet both perform great out here. Step outside and the real magic begins. The acreage offers endless possibilities: horses grazing in pastures, gardens overflowing with fresh vegetables, winding trails through the woods, a workshop for your favorite hobbies, or simply the peace and quiet only a large parcel can provide. The detached garages offer excellent space for a workshop, classic car collection, equipment storage, or recreational toys. When you're ready to venture beyond your own property, Gloucester's renowned river lifestyle is just minutes away. Spend weekends launching your boat on the Ware River, casting a line, kayaking peaceful creeks, catching blue crabs, or enjoying sunsets over nearby Mobjack Bay—the Chesapeake Bay lifestyle without waterfront prices. Convenient to Gloucester Courthouse, shops, restaurants, marinas, and everyday amenities, this property offers privacy and acreage with easy access to everything you need. Bring your imagination, your contractor, and your dreams. This isn't just a house waiting to be renovated—it's a lifestyle waiting to be built.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10
Peasley Middle SchoolGrades 6-89.9 mi
6/10
Gloucester High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,610

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,610 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 01270
  • Zoning description: SC-1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Unpaved Driveway
  • Fencing: None

Lot

  • Lot size: 14 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway,Detached,Garage,Oversized,Two Spaces,Storage,Unpaved,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$178$2,136
Property Taxes $205$2,460
Electricity $251$3,016
Total$2,651$31,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,891/yr
40% on housing$79,530/yr
45% on housing$70,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 23061$211
Gloucester County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 23061$213
Gloucester County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$399,000

For Sale by Agent

AgentLauri Giles
BrokerageEXP Realty LLC

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