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6454 Carmines Island Ln, Hayes, VA, 23072

5beds
5baths
5,381sqft
$2,750,000
$511price/sqft
$17,074/moest. monthly cost
$682,960/yrincome needed

About This Home

A once-in-a-lifetime opportunity to own one of the only private island residences on the East Coast. Carmines Island, nestled on the York River, offers the very picture of refined southern serenity with this gracious estate. Panoramic water views from every single room and acres of timeless landscape. Every inch of this home is steeped in old world charm; from the grand Colonial hearth in the dining room, to the chef's kitchen with luxury appliances, to the rich wood and marble finishes in the primary suite, complete with its own balcony. End the day on your private pier, enjoying the best fishing and crabbing in Virginia. Minutes from everything Gloucester has to offer..but a world away. Here, peace isn't a promise. it's a way of life.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
8/10
Page MiddleGrades 6-85.6 mi
5/10
Gloucester High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Other,Slate
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Gas Range,Refrigerator,Trash Compactor,Washer,Water Softener,Tankless Water Heater,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Dual Entry Bath (Br & Br),Dual Entry Bath (Br & Hall),Primary Sink-Double,Ceiling Fan(s),Central Vacuum,Pantry
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Propane,Wood Burning
  • Fireplace: Yes
  • Attic: Permanent Stairs,Walk-In

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total interior livable area: 5,381 sqft

Primary Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Low Pile Carpet,Main Floor Laundry

Details

  • Parcel number: 41693
  • Zoning: SC-1

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Bay,Boat Lift,Canal Front,Deep Water,Deep Water Access,Dock,Marsh,Navigable Water,River Front,Tidal
  • Horses can be raised: Yes

Lot

  • Lot size: 4.78 Acres
  • Features: Horses Allowed,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage Att 2 Car,Garage Det 1 Car,Multi Car,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,905$166,860
Home Insurance *$1,346$16,152
Property Taxes $1,305$15,660
Electricity $518$6,219
Total$17,074$204,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$585,394/yr
40% on housing$512,220/yr
45% on housing$455,306/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 23072$166
Gloucester County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 23072$199
Gloucester County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentOlyvia Salyer, BHHS RW Towne Realty
BrokerageBHHS RW Towne Realty

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