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2391 River Club Way, Hayes, VA, 23072

2beds
2baths
1,519sqft
$330,000
$217price/sqft
$2,191/moest. monthly cost
$87,640/yrincome needed

About This Home

A rare opportunity at the RIVER CLUB AT TWIN ISLAND! This waterfront community is nestled on the York River at Gloucester Point. Enjoy many community amenities including a gazebo, long pier, private sandy beach, clubhouse with kitchen, pool, game room, fitness center, RV and boat storage. This move-in ready 2 bedroom 2 bath end unit is located within 3 miles of the Coleman Bridge with easy access to shopping, dining, recreation and more! Come enjoy a low maintenance life by the York River.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
8/10
Page MiddleGrades 6-85.9 mi
5/10
Gloucester High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric,Heat Pump W/A
  • Cooling features: Heat Pump W/A

Interior Area

  • Total interior livable area: 1,519 sqft

Property

Details

  • Parcel number: 42150
  • Attached to another structure: Yes
  • Zoning: PUD1

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Association
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Dock,River Front

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,1 Space,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$161$1,932
Property Taxes $160$1,920
Electricity $202$2,433
Total$2,191$26,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,120/yr
40% on housing$65,730/yr
45% on housing$58,426/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 23072$188
Gloucester County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 23072$199
Gloucester County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentCheryl Hawkins
BrokerageAbbitt Realty Company LLC

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