8198 Ruddock Pl, Hayes, VA, 23072
About This Home
Beautiful stately 2-story home in Gloucester County! This home offers 2,617 square feet, including a large cozy family room, formal dining room, spacious eat-in kitchen, a first floor bedroom with full bath, 4 additional bedrooms and 2 more full baths on the 2nd floor, heat pump and central air, a country front porch, a rear deck, large lot, and a 2-car attached garage. Will add many more details and pictures when we go active! Stay tuned!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2008
Materials
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 2,617
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,617 sqft
Other
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: 051AA165
- Zoning description: SF-1
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Rear Porch,Deck,Front Porch
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Ice Storm
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $243 | $2,916 |
| Electricity | $252 | $3,024 |
| Total | $3,101 | $37,212 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2016-03-01 | Sold | $285,000 |
| 2016-02-15 | Listed for sale | $294,999 |
| 2016-01-13 | Listing removed | $294,999 |
| 2015-11-10 | Price change | $294,999 |
| 2015-06-20 | Listed for sale | $299,900 |
| 2011-08-25 | Listing removed | $300,000 |
| 2010-12-06 | Sold | $285,000 |
| 2010-11-07 | Listed for sale | $300,000 |
| 2008-09-03 | Sold | $339,500 |
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