7838 On The Pond Ln, Gloucester, VA, 23061
About This Home
Fall in love with this adorable cottage nestled on the peaceful shores of Cow Creek Pond! Bursting with character and charm, this special property offers breathtaking water views through massive windows that bring the beauty of the outdoors inside. Step outside to enjoy your private dock, the perfect spot for fishing, kayaking, relaxing with your morning coffee, or taking in spectacular sunsets over the water.The property also features a detached 480-square-foot garage with power, plus multiple storage sheds, including one equipped with electricity and a mini-split system—ideal for a workshop, hobby space, or studio. Enjoy added peace of mind with a newer whole-house generator, ensuring comfort year-round.Whether you’re looking for a full-time residence, a weekend retreat, or a place to unwind by the water, this charming cottage is truly one-of-a-kind. Come experience the tranquility, stunning views, and endless possibilities that make this Cow Creek Pond gem so special!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Cathedral Ceiling(s),Ceiling Fan(s)
- Flooring: Carpet,Ceramic Tile,Wood
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Heat Pump,Wall/Window Unit(s)
Interior Area
- Total interior livable area: 949 sqft
Property
Accessibility
- Accessibility features: Main Floor Laundry
Details
- Parcel number: 40520
- Zoning: SC-1
- Other equipment: Backup Generator
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Porch
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 0.63 Acres
Parking
- Total spaces: 3
- Parking features: Garage Det 3+ Car,Oversized,Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $178 | $2,136 |
| Electricity | $202 | $2,433 |
| Total | $2,085 | $25,020 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow