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304 Wellington Cir, Smithfield, VA, 23430

5beds
4baths
3,406sqft
$589,900
$173price/sqft
$3,865/moest. monthly cost
$154,600/yrincome needed

About This Home

Welcome to Wellington Estates in charming Smithfield, Virginia. This established neighborhood offers trails, gazebos, and a true sense of community. This beautiful Sunrise model features 5 spacious bedrooms, including a first floor bedroom with a full bath, great for guests or multigenerational living. The oversized primary suite includes a separate sitting area and a spa inspired bathroom measuring approximately 354 square feet. The home is professionally landscaped with an irrigation control system, backyard patio, and separate screened porch superb for relaxing or entertaining. A clear termite and moisture letter is available for closing. Conveniently located near Hampton Roads, the Pagan River, shopping, dining, and the free Jamestown Scotland Ferry, this home blends comfort, space, and Southern charm. Call today for your VIP showing.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Smithfield Middle SchoolGrades 7-81.8 mi
7/10
Smithfield High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Second
  • Dimensions: 24X31

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Dimensions: 14'6X12

Features

  • Cathedral Ceiling(s),Dual Entry Bath (Br & Br),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,In-Law Floorplan,Pantry
  • Flooring: Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Scuttle

Full Bathroom

  • Level: Second
  • Dimensions: 24'5X15

Great Room

  • Level: First
  • Dimensions: 11'X15'

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 3,406 sqft

Kitchen

  • Level: First
  • Dimensions: 31'9X23

Living Room

  • Level: First
  • Dimensions: 19'5X16

Utility Room

  • Level: First

Property

Details

  • Parcel number: 22R01211
  • Zoning: RES

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Screened Porch
  • Exterior features: Inground Sprinkler,Irrigation Control
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Not Waterfront
  • Frontage length: 95'

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Off Street,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$208$2,496
Property Taxes $347$4,164
Electricity $328$3,936
Total$3,865$46,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,514/yr
40% on housing$115,950/yr
45% on housing$103,066/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 23430$195
Isle of Wight County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 23430$213
Isle of Wight County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentLinda Jones
BrokerageBHHS RW Towne Realty

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