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901 Overlook Ter, Carrollton, VA, 23314

3beds
3baths
1,819sqft
$320,000
$176price/sqft
$2,141/moest. monthly cost
$85,640/yrincome needed

About This Home

Beautifully maintained 3-bedroom, 3-bath condo that lives like a private retreat. The open-concept layout features a spacious kitchen flowing into the dining area and inviting living room with a cozy gas fireplace—perfect for everyday living and entertaining. The primary suite offers an expansive walk-in closet and a stunningly updated bath with a large, spa-like shower. Step outside to your private deck overlooking peaceful wooded views, or enjoy the charming front patio entrance. Additional highlights include a 2-car garage. Located just 3/4 mile from the James River Bridge in the sought-after Eagle Harbor community, offering exceptional amenities including a clubhouse, stocked lake, swimming pool with kiddie pool, garden area, putt-putt golf, and more!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
5/10
Smithfield Middle SchoolGrades 7-84.4 mi
7/10
Smithfield High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Ceiling Fan(s),Pantry
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Scuttle

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,819 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 34Q01104
  • Attached to another structure: Yes
  • Zoning: PD-R

Features

  • Stories: 2
  • Pool features: None,Association
  • Patio & porch: Deck
  • Fencing: None
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 2,178 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$133$1,596
Property Taxes $188$2,256
Electricity $202$2,433
Total$2,141$25,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,405/yr
40% on housing$64,230/yr
45% on housing$57,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 23314$184
Isle of Wight County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 23314$219
Isle of Wight County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentGreg Garrett
BrokerageGarrett Realty Partners

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