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2150 Old Ferry Rd, Hudgins, VA, 23076

5beds
3baths
3,991sqft
$475,000
$119price/sqft
$3,491/moest. monthly cost
$139,640/yrincome needed

About This Home

Opportunity awaits with this spacious 5-bedroom, 2.5-bath home on over one acre on Gwynns Island inHudgins, VA. Originally a brick rancher, the home has been thoughtfully expanded with two additions,creating a HUGE great room, a large primary suite, and a versatile flex room. The main level offers convenient ranch-style living, while a huge fifth bedroom upstairs provides extra space for guests, hobbies, or a private retreat. With some sweat equity, this property could be transformed into a beautiful home in a quiet island community. Home being sold As-Is, Seller doing no repairs.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
Mathews High SchoolGrades 9-124.2 mi
7/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate/LVP,Wood
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 3,991 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 11A4A67
  • Zoning: RESIDENT

Features

  • Levels: Two
  • Stories: 1
  • Pool features: None
  • Fencing: Other,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.90 Acres

Parking

  • Parking features: Carport,Multi Car,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$472$5,664
Property Taxes $234$2,808
Electricity $384$4,613
Total$3,491$41,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,691/yr
40% on housing$104,730/yr
45% on housing$93,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 23076$225
Mathews County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 23076$183
Mathews County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKimberly Hill
Brokerage1st Class RE Coastal Breeze

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