228 Church St, Mathews, VA, 23109
About This Home
An 1800s farmhouse on two tree-surrounded acres, tucked away in privacy—yet right in the heart of historic Mathews. This remarkable 1800s farmhouse feels worlds away, yet restaurants, shops & everyday conveniences are just beyond the trees. Set on 1.99 beautifully landscaped, park-like acres, a long crape-myrtle-lined drive welcomes you home. Inside, 3680sf offers 4 bds & 3 full baths, thoughtfully updated while preserving the character that makes this home so special; original windows, stairwell & wood beams, solid maple & pine floors, custom kitchen cabinetry, updated kitchen & baths. A second rear staircase leads to 2 spacious bds, full bath & walk-thru closet, creating a versatile private wing. Enjoy the large, screened porch, aggregate patio, expansive fenced area, 4-bay pole barn, 2-car garage, storage bldg & finished cottage/studio. White Dog Bistro, Southwind Pizza & historic courthouse square are about a block away, with an East River public boat landing just 2 miles away. Ask about the hidden laundry chute!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Roof: Asphalt Shingle,Metal,Wood
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: 220 V Elec,Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Ceramic Tile,Laminate/LVP,Wood
Heating & Cooling
- Heating features: Electric,Heat Pump,Other,Programmable Thermostat
- Cooling features: Heat Pump
Interior Area
- Total interior livable area: 4,434 sqft
Property
Details
- Parcel number: 26A3A151
- Zoning: RES-2
Features
- Stories: 2
- Pool features: None
- Fencing: Back Yard,Partial,Privacy,Fenced
- Waterfront features: Not Waterfront
Lot
- Lot size: 1.99 Acres
Parking
- Total spaces: 2
- Parking features: Garage Att 2 Car,Oversized,Multi Car,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Drought
- Hurricane
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,624 | $31,488 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $256 | $3,072 |
| Electricity | $427 | $5,125 |
| Total | $3,487 | $41,844 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow