




284 Railroad Ave, Duffield, VA, 24244
About This Home
If you're looking for a unique, one-of-a-kind home or office, look no further than this notable bank in Duffield VA in Scott County. It was the first bank in town and is now converted to residential. Since Citizens Bank of Duffield closed many years ago, the building has been used as a general store, feed store and post office. It was then transformed into a home in the 1970s. There are 3 bedrooms, 1.5 baths, laundry room, dining room, living room with 12 ft ceilings and tons of natural light. The large primary bedroom has a private deck for cozy evenings or morning coffee. If you are a nature enthusiast, there is incredible recreation in the area. Here you'll find the gateway to Natural Tunnel State Park, the Devil's Bathtub, Daniel Boone Wilderness Trail Interpretive Center, plus a myriad of hiking trails, camping, fishing and wildlife watching. The Clinch River offers a variety of activities, including fishing, boating, paddling, hiking, wildlife viewing, kayaking, canoeing, and tubing. Scott County also boasts of hundreds of hidden geocaches and over 150 identified birds. With all the diverse recreation this area offers, this home would make a great Airbnb for all the adventurers and explorers who visit Scott County. It's also conveniently located near shopping and restaurants. Recent updates include a new heat pump in 2024. Check out the virtual staging for inspiration. With all it's historic charm, it would make a great place for offices or unique retail uses. All information taken from third party sources.
Getting Around
Schools
Construction
Condition
- Property condition: Average
- Year built: 1922
Materials
- Roof: Metal
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Laminate Counters
- Window features: Other
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,848
- Total interior livable area: 1,848 sqft
Property
Details
- Parcel number: 80a4 119 1a,2b
- Zoning: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Back,Covered,Deck
- Topography of land: Sloped
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: 46.44 x 60 x 46.69 x 60
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $119 | $1,428 |
| Property Taxes | $108 | $1,296 |
| Electricity | $202 | $2,433 |
| Total | $1,283 | $15,396 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-29 | Price change | $169,000 |
| 2025-11-13 | Price change | $175,000 |
| 2025-10-22 | Price change | $180,000 |
| 2025-08-20 | Listed for sale | $199,900 |
| 2008-10-21 | Sold | $83,400 |
