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1031 High Dunes Quay APT 103, Hampton, VA, 23664

4beds
3baths
2,600sqft
$457,000
$176price/sqft
$3,261/moest. monthly cost
$130,440/yrincome needed

About This Home

Live the Salt Life! Welcome to this beautifully updated first-floor condo in the gated Salt Ponds community by the Bay, just minutes from Fort Monroe, Salt Ponds Beach, and the Marina. Enjoy easy coastal living with beach access just a short stroll away. The renovated kitchen features quartz countertops, stylish backsplash, stainless steel appliances, and a wine cooler. Architectural details include gas fireplaces, wainscoting, and built-in shelving. The spacious primary suite offers a steam shower, jetted soaking tub, fireplace, large walk-in closet, and private sitting area with deck access. A separate wing with 3 additional bedrooms and 2 baths offers space for guests or a potential in-law suite with a private entry. Condo fee includes master policy, water, sewer, trash, and lawn maintenance.

Getting Around

3
WalkingCar-Dependent
18
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

4/10
7/10
Phoebus High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Contemp
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bar,Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,In-Law Floorplan,Pantry
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 2
  • Fireplace features: Fireplace Gas-natural,Primary Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,600 sqft

Primary Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Grip-Accessible Features,Main Floor Laundry,Pocket Doors,Stepless Entrance

Details

  • Parcel number: 12007630
  • Attached to another structure: Yes
  • Zoning: RM

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 2
  • Parking features: 2 Space,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,310$27,720
Home Insurance *$260$3,120
Property Taxes $441$5,292
Electricity $250$3,005
Total$3,261$39,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,805/yr
40% on housing$97,830/yr
45% on housing$86,960/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 23664$187
Hampton City$145

vs Homes Sold Last Month

Median $/sqft

ZIP 23664$213
Hampton City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKara Haney
Brokerage1st Advantage Realty LLC

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