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27 Rileys Way, Hampton, VA, 23664

5beds
5baths
3,347sqft
$900,000
$269price/sqft
$6,245/moest. monthly cost
$249,800/yrincome needed

About This Home

Luxury waterfront living on the Chesapeake Bay in a private, gated community with exclusive beach access (membership available). This 3,347 sq ft residence offers sweeping bay views and unforgettable sunrises, blending elegance with comfort. Featuring 5 bedrooms and 4 full baths, each bedroom enjoys its own en suite, including a first-floor suite ideal for guests. The fifth bedroom, currently an office, offers private access to a powder room. Outdoor living shines with decking, lush landscaping, newer vinyl fencing, and a secure garden . Recent upgrades include new appliances, a whole-house generator, garage cabinetry, and a 3-year-old water heater. Enjoy refined coastal living in an active, welcoming community with year-round events.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10
Kecoughtan High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Pile
  • Roof: Metal
  • Construction materials: Fiber Cement,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Dual Entry Bath (Br & Hall),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 3,347 sqft

Property

Details

  • Parcel number: 10000815
  • Zoning: R13
  • Other equipment: Backup Generator

Features

  • Levels: Tri-Level
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Bay,Marsh
  • Has water view: Yes
  • Water view: Bay,Marsh
  • On waterfront: Yes
  • Waterfront features: Marsh

Lot

  • Lot size: 0.49 Acres
  • Features: Corner,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$512$6,144
Property Taxes $861$10,332
Electricity $322$3,868
Total$6,245$74,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,114/yr
40% on housing$187,350/yr
45% on housing$166,533/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 23664$184
Hampton City$144

vs Homes Sold Last Month

Median $/sqft

ZIP 23664$213
Hampton City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentPeggy Todd
BrokerageLiz Moore & Associates LLC

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