17625 Lochner Rd, Spencerville, IN, 46788
About This Home
Bring your offers and build your dreams! Located in Leo school district, and just a couple of miles from the heart of Leo in Spencerville, this 10 acre parcel is the perfect place to call home! Enjoy the current home while building your dream retreat! This property features a 2+ acre fully stocked pond, two separate wooded areas, and plenty of roaming/recreation area. You'll enjoy the abundance of wildlife and flowers just as much as the picturesque sunrise and sets. The current home offers an oversized 2 car attached garage, large primary suite, good sized rooms, and views galore! Home sits on an unfinished walkout basement to the pond. Priced below the current assessed value. New furnace and AC condenser, well pump, septic pump, installed in 22'.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Range/Oven Hook Up Elec,Dishwasher,Refrigerator,Washer,Dryer-Electric,Electric Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Unfinished,Exterior Entry,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 143
Features
- 1st Bdrm En Suite,Bar,Ceiling Fan(s),Eat-in Kitchen,Main Level Bedroom Suite
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,876
Heating & Cooling
- Heating features: Natural Gas,Propane Tank Rented
- Cooling features: Central Air
Interior Area
- Total structure area: 3,752
- Total interior livable area: 1,876 sqft
Kitchen
- Level: Main
- Area: 208
Living Room
- Level: Main
- Area: 390
Property
Details
- Parcel number: 020310200001.000042
Features
- Levels: One
- Stories: 1
- Has spa: Yes
- Spa features: Jet/Garden Tub
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 10.03 Acres
- Features: Level,Few Trees,Wooded
- Lot size dimensions: 657x664
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,371 | $28,452 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $374 | $4,488 |
| Electricity | $184 | $2,212 |
| Total | $3,121 | $37,452 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $469,000 |
| 2025-12-02 | Listing removed | $469,000 |
| 2025-09-20 | Price change | $469,000 |
| 2025-08-28 | Price change | $479,000 |
| 2025-07-28 | Listed for sale | $499,000 |
| 2023-01-17 | Listing removed | -- |
| 2022-12-01 | Price change | $399,000 |
| 2022-10-17 | Price change | $409,000 |
| 2022-09-29 | Listed for sale | $419,000 |
| 2022-08-10 | Pending sale | $419,000 |
| 2022-07-29 | Price change | $419,000 |
| 2022-07-15 | Listed for sale | $429,000 |
| 2020-10-02 | Listing removed | $350,000 |
| 2020-04-01 | Listed for sale | $350,000 |
| 2018-01-22 | Listing removed | $599,000 |
| 2017-10-24 | Price change | $599,000 |
| 2017-02-10 | Price change | $789,000 |
| 2017-01-25 | Listed for sale | $800,000 |
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