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3420 W Cook Rd, Fort Wayne, IN, 46818

4beds
5baths
4,900sqft
$749,900
$153price/sqft
$5,447/moest. monthly cost
$217,880/yrincome needed

About This Home

Situated on a serene 4-acre parcel (2 acres beautifully landscaped and 2 acres wooded for added privacy), this impeccably maintained ranch home offers approximately 5,000 square feet of finished living space and was built in 2007 with both comfort and entertaining in mind. The main level showcases a spacious primary suite, an open-concept kitchen that overlooks the inviting living room with a warm fireplace, and a formal dining room ideal for hosting gatherings. A generously sized laundry room with abundant counter and cabinet space, a private office, and two additional bedrooms connected by a Jack-and-Jill bathroom provide both functionality and flexibility. The fully finished lower level expands the home’s versatility with a custom bar, secondary living area, game and entertainment space complete with a pool table, home gym, fourth bedroom, full bath, bonus room, and a large storage area perfect for seasonal items. Experience the peace of country living while still enjoying modern amenities and expansive indoor and outdoor living space. A truly unique opportunity you won’t want to miss.

Getting Around

9
WalkingCar-Dependent
19
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

4/10
Shawnee Middle SchoolGrades 6-83.2 mi
3/10
Northrop High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Oven-Built-In,Convection Oven
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Basement
  • Area: 504

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Tray Ceiling(s),Walk-In Closet(s),Crown Molding,Entrance Foyer,Kitchen Island,Pantry,Wet Bar,Tub/Shower Combination,Formal Dining Room,Custom Cabinetry
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Carpet,Vinyl,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 2,300
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 5,120
  • Total interior livable area: 4,900 sqft

Kitchen

  • Level: Main
  • Area: 255

Living Room

  • Level: Main
  • Area: 342

Property

Details

  • Parcel number: 020709300003.008065

Features

  • Patio & porch: Deck,Covered
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Jet Tub,Jet/Garden Tub

Lot

  • Lot size: 3.88 Acres
  • Features: Wooded,Near Walking Trail
  • Lot size dimensions: 211x797

Parking

  • Total spaces: 2.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$270$3,240
Property Taxes $937$11,244
Electricity $449$5,390
Total$5,447$65,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,754/yr
40% on housing$163,410/yr
45% on housing$145,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 46818$155
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46818$168
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$799,900
2026-03-04Listed for sale$839,900
2026-02-26Listing removed$850,900
2025-11-05Price change$850,900
2025-10-04Listed for sale$895,000

For Sale by Agent

AgentSimmie Upchurch
BrokerageColdwell Banker Real Estate Gr

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