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10904 Baldham Pass, Fort Wayne, IN, 46845

4beds
4baths
4,851sqft
$599,000
$123price/sqft
$4,156/moest. monthly cost
$166,240/yrincome needed

About This Home

Eagle River 2 story with walkout basement on gorgeous lot! This home is much larger than it looks from the street! Main floor is an open concept layout. Living room has soaring windows and ceiling along with fireplace. Kitchen has ample cabinetry and pantry storage. All appliances remain. Kitchen and breakfast area look into the living room making the kitchen area truly feel like the heart of the home! A dining room and a home office with built in cabinetry flank the front entry. The second floor loft and walkway look into the Living room and front entry, make it feel even more spacious. There are 2 laundry rooms. One on the main floor in a large mudroom off the garage. The other is on the second floor near bedrooms. The primary ensuite features large bedroom, double vanities, tub, shower, and spacious walk in closet. There is also walk in attic storage. Lower walkout level has the fourth bedroom and a full bath. Family room area has room for ping pong/pool table and media area. There is a sliding door to a patio. Main floor has deck off the breakfast area that has a grill attached to natural gas that will remain. The backyard is really private as it backs to trees making this home feel nestled in to its own quiet oasis! Mechanicals are 3 years old.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

10/10
7/10
9/10
Leo Elementary SchoolGrades 4-63.4 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Brick,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182

Family Room

  • Level: Basement
  • Area: 720

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,259
  • Finished area above ground: 3,592

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,306
  • Total interior livable area: 4,851 sqft

Kitchen

  • Level: Main
  • Area: 210

Living Room

  • Level: Main
  • Area: 374

Office

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 020331281009.000042

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 10,018 sqft
  • Features: Level
  • Lot size dimensions: 83x118

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$236$2,832
Property Taxes $448$5,376
Electricity $444$5,336
Total$4,156$49,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,491/yr
40% on housing$124,680/yr
45% on housing$110,826/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 46845$173
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46845$157
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$589,000
2026-07-21Listed for sale$599,000

For Sale by Agent

AgentMona Steury
BrokerageCedar Creek Realty P.C.

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