214 S Howard St, Oxford, IN, 47971
About This Home
**Charming Heritage Home with Timeless Elegance** Step into a world of classic sophistication and enduring charm with this stunning home, built in 1890 and lovingly maintained by its owners for the past 40 years. This traditional masterpiece boasts five spacious bedrooms, each exuding warmth and character, making it the perfect sanctuary for families or those who appreciate the finer things in life. As you enter, you are greeted by amazing original hardwood floors that flow seamlessly throughout the home. The exquisite wood trim and original French doors add an air of elegance, inviting natural light to dance through every room. Two of the lower-level rooms-once a distinguished library and a lively billiard room-offer endless possibilities for recreation or relaxation, making them ideal spaces for entertaining guests or enjoying quiet evenings at home. Recent upgrades including new windows, siding, and roof ensure peace of mind while maintaining the home's rich heritage. Picture yourself sipping coffee on the covered front porch as you take in your surroundings-a perfect spot to unwind after a long day or greet neighbors passing by. This remarkable property is not just a house; it's a testament to craftsmanship and history that has stood the test of time. Whether you're looking for your forever home or a unique investment opportunity, this residence offers unmatched character combined with modern comforts. Beautiful small town living close to Lafayette. Great school system for your growing family. Don't miss your chance to own a piece of history! Schedule your private showing today and experience firsthand why this enchanting home is truly one-of-a-kind. Your dream lifestyle awaits!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Brick/Mortar,Stone
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Water Softener Owned
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12x12
Bedroom3
- Level: Upper
- Area: 144
- Dimensions: 12x12
Bedroom4
- Level: Upper
- Area: 168
- Dimensions: 12x14
Bedroom5
- Level: Main
- Area: 196
- Dimensions: 14x14
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 308
- Dimensions: 22x14
Features
- Attic Access,High Ceilings,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,High Speed Internet,Pantry
- Flooring: Hardwood
- Attic: Access Only
- Finished area below ground: 215
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,794
- Total interior livable area: 4,794 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 12x14
Laundry
- Features: Other
- Level: Basement
- Area: 400
- Dimensions: 20x20
Living Room
- Level: Main
- Area: 252
- Dimensions: 18x14
Master Bedroom
- Level: Upper
- Area: 252
- Dimensions: 14x18
Property
Details
- Parcel number: 041218444090000011
- Special condition: As Is
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,150 | $13,800 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $85 | $1,020 |
| Electricity | $439 | $5,273 |
| Total | $1,874 | $22,488 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Price change | $233,500 |
| 2026-02-17 | Price change | $237,500 |
| 2025-09-26 | Price change | $239,000 |
| 2025-09-03 | Price change | $239,500 |
| 2025-08-04 | Price change | $254,900 |
| 2025-08-02 | Price change | $249,999 |
| 2025-02-08 | Listed for sale | $258,000 |
| 2025-02-03 | Listing removed | $258,900 |
| 2024-12-05 | Price change | $258,900 |
| 2024-08-21 | Listed for sale | $259,000 |
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